Ideal Mortgages

Real Estate Agents Mortgages Property Services Home Services Financial Services
Ideal Mortgages has been guiding clients to find the right mortgage solutions since 2013. Our multi-lingual experts specialise in the Portuguese property market and are approved by the Bank of Portugal. To date, we have facilitated €80m in property investments in Portugal.

Working with Ideal Mortgages, you can secure a mortgage for up to 75%, and in some cases, up to 80%. Our mortgage terms are flexible, with most clients choosing repayment periods of 25-30 years. Mortgages are repayment-only, and eligibility extends up to 80 years of age.

At the start of your property search, whether for an investment or a family home, Ideal Mortgages recommends undertaking a pre-qualification process. This step clarifies your approval possibilities, repayment obligations, and applicable terms, providing valuable insight for informed decision-making.

For detailed mortgage information, consult with our in-house, licensed brokers. Several factors, such as financial strength and property valuation, influence mortgage approval. Ideal Mortgages ensures you have all necessary documentation for the best chance of approval, securing competitive rates and favourable conditions.

Ideal Mortgages, a partner of Ideal Homes Portugal, has helped over 80% of their clients successfully negotiate mortgages. We also assist with currency exchange through certified foreign exchange partners. Ideal Homes Portugal, a leading estate agent in the region, offers a diverse portfolio of homes, investments, and rental properties.

Believing that property purchases should be stress-free, Ideal Mortgages helps you plan and choose the right financial solutions. Our team ensures that each client is well-informed about their options, making the financing decision best suited to their circumstances.
Detailed guide on mortgages in Portugal

How to apply for a mortgage in Portugal



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Vila Sol, Alto do Semino, Lote E, Loja 1, 2 & 3, Vilamoura, 8125-307

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